Grading and Excavation Contractors

We have great markets for all Grading and Excavation Contractors for Work Comp Insurance, General Liability Insurance, Mobile Equipment Insurance, Contractors Equipment, Commercial Autos (including Dump Trucks), and any and all of your tools.  We have helped our clients set up risk mangement tools to avoid having your equipment stolen on your jobsite as well as other ideas to change aroudn their insurance program to save money on premiums.  We are here to help you and we will do everything we can to do that.

If you do haul-for-hire we can help you with your dump trucks and get them fully insured even if your driving record is less than perfect.  We also conduct annual reviews with our clients to see if their needs have changed and in this economy you need to stay on top of your payroll because you could be getting charged to much for this year if you have cut back on your employees.

Do you have replacement cost coverage on your mobile equipment?  Do you know the differenece between replacement cost and actual cost value?  If you have replacement cost coverage you can get your equipment covered and replace with same like and kind of equipment.  If you have acutal cash value you will only get what that piece of equipment was worth at the time of your loss?  If bought a new dozer and had it damaged the first week you had it, would you get enough money to buy a new dozer?  We work with our clients to find out exactly what thier needs are and then find insurance products that meet those needs.

Please give us a chance to quote your insurance and see what kind of difference we can really make for you.